*** August 1, 2011 The Loan Department is now accepting applications
for Loan Officer positions with the Department of Loan.
The vacancies to be filled are General Loan Officers. ***
If You've Ever Wondered If An Exciting Career As A Loan Officer Agent Was For You... This Is Your Lucky Day!
Inside This Letter You Will Get A Glimpse Into The Exciting Life Of A Loan Officer ...and How You Too Could Be Living This Exciting Life Soon...
Dear Future Loan Officer,
Finally, here's the only study guide that's guaranteed to cut your test preparation time in half and
enable you to pass the Loan Officer Exam with just one take-guaranteed!
Are you tired of failing your Loan Officer test because of the tricky questions that you were inadequately
prepared for? Are you frustrated at being bombarded with questions related to mortgage and loans
that are difficult to understand? Are you angry at the thought of having to go through the whole process
again, still unsure of the result? Most important of all, are you afraid of not passing the Loan Officer's
test, not getting your license and not advancing in your career as a Certified Loan Officer?
That need not happen. We have the solution you need!
You want to pass the Loan Officer Exam in one take so that you can get your license, advance in
your career as a Certified Loan Officer and earn as much as $100,000 annually working for financial
institutions all over the country.
The Internet Training Products, Inc. Loan Officer Exam Study Guide is designed to make you pass the
It is a comprehensive guide that will teach you everything you need to know about the contents of
the Loan Officer test-including business accounting, cash flow analysis and insurance topics that are
crucial in passing the exam. It will give you practice questions that will give you a feel of what the test
is like. You will get test tips and strategies so you can breeze through the Loan Officer test without fear
or hesitation. While you may have been exposed to on-the-job training and formal company-sponsored
training, the theoretical interpretation about the various concepts needs to be reviewed and that is why
you need our Loan Officer's Test Guide.
With our Loan Officer's Test Guide, you will get a painstakingly prepared reviewer from the industry
experts. Some of the topics included in this study guide are the following:
- The 5 Secret Keys to a Loan Officer's Test success covering the following topics crucial to passing
- Time is Your Greatest Enemy
- Guessing is Not Guesswork
- Practice Smarter, Not Harder
- Prepare, Don't Procrastinate
- Test Yourself
- General Test-Taking Strategies that include topics on how to make predictions, benchmarking,
validating information, how to avoid "fact traps," milking the question, eliminating answers,
reading carefully, identifying context clues and identifying switchback words and hedge phrases.
- Comprehensive sections including:
- Loan Disclosures
- Good Faith Estimates
- Predatory Lending
- Equal Credit Opportunity Act
- Fair Housing Act
- Patriot Act
- Broker Disclosure Form
- Privacy Protection Policy Notice
- Mortgage Lending Act
- Features of Purchase Loans
- Refinance Loans
- 30 and 15-year Fixed Rate Loans
- Second Mortgages
- Home Equity Lines of Credit
- Balloon and Adjustable Rate Mortgages
- Nine Conforming Loan Approval Documents
- Reverse Mortgage
- Bridge and End Loans
- Bi-weekly and Blanket Mortgages
- Interest Rates
- Table Funding
- Qualifying the Borrower
- Credit Scores
- Ratio Analysis and Housing Ratios
- Fannie Mae Risk Factors
- Five Types of Verification
- Foreclosures and Tax Liens
- Three Types of Bankruptcy
- Payment Shock
- Compensating Factors
- The 10-Month Rule
- Reports and Summaries
- Property Profiles
- Mortgage Only Programs
- Rate Sheets
- Title Insurance Reports
- Warranty Deeds
- Earnest Money Deposits
- Two Types of Mortgage Notes
- Insurance Binders
- Certificate of Completion
What is the cost of the Loan Officer Exam Study Guide?
The digital version of our Loan Officer's Test Study Guide costs only $9.95. If you feel more
comfortable studying a real book, just add $14.95 for shipping and handling and we will get the
physical version shipped to your address.
Why should you pay $9.95 for our comprehensive guide? New federal legislation requires all mortgage
loan officers to be licensed. And one of the requirements for that is passing the written test.
But here's an even more important reason why you should use our study manual: Your chances of
career advancement hinges on you being a certified loan officer. If you want to get that managerial
or supervisory position or get promoted to the firm's larger branch, and earn higher pay and a better
benefits package, you need to pass your Loan Officer's Exam administered by state licensing agencies with flying colors.
For only $9.95, you have a comprehensive manual that will allow you to practice the career you have
always wanted to do.
Our Loan Officer Exam Study Guide comes with a 30-day money-back guarantee. If you are not fully
satisfied with our product, just drop us an email within 30 days and we will refund your money. No frills,
no hassles, no questions asked. We know that you won't need to use our guarantee but we put it there
just the same just so you know that we fully stand behind our products.
But we're not done yet.
Every order of our Loan Officer Exam Study Guide comes with a Free Software and a Resource Kit to help
you in your quest. This includes Business Calculators, Ready-Made Business Forms and Sample Business
The Loan Officer Exam can be taken anytime provided you schedule in advance.
Thus, the earlier you take and pass it, the sooner you can get started on your new career as a licensed
loan officer. For only $9.95, you get a readable and easy-to-follow study guide that will help you
reach your dreams in a short period of time. Remember that the real estate industry has now picked
up and the demand for loan officers has already increased. For people who are licensed, there are
many employment opportunities so finding work is not a problem. The earlier you get certified, the
bigger chances you will have of working for banks, credit unions or other financial institutions or getting
promoted if you are already affiliated with one. Your dream starts when you get your mortgage loan
officer's license and you can only do that with our Loan Officer Exam Study Guide.
Many aspiring loan officers have been on the road you are in now.
They wasted a lot of money purchasing inferior study guides that did not produce the ultimate result
they wanted-that of passing the Loan Officer Examination. In addition to the cost of the guide, they
wasted precious time and resources in lodging their application and paying the application fees. Unsure
if the guide they purchased will work for them, they go into the exam full of trepidation. In many cases,
inadequate preparation coupled with fear produced failure.
They couldn't pass their exams and as a result could not start or move up in their career as mortgage
loan officers-a career that could give them steady and regular income that they can use for themselves
or their families. One frustration led to another until that turned to anger and hopelessness.
This led a lot of them to do a comprehensive search on the best but most affordable Loan Officer Exam
Study Guides in the market. And thankfully, Internet Training Products, Inc. was also on the road to
providing many potential loan officers with the tools they need to succeed in their chosen field.
The mission of Internet Training Products, Inc. based in Georgia and South Carolina is "To Help Improve
The Lives Of Our Customers By Offering The Best Training Materials Necessary For Skill Development and Career Advancement." And this is enshrined in every study guide we release to the market. The
Loan Officer Exam Study Guide is no exception.
The core value of our educational publishing company is to create products that are well-researched,
well-written and regularly updated to ensure that you succeed in your chosen field. Your success is our
success and because we take pride in ensuring that you make it in your endeavor, we are sharing our
expertise with you through our study guides.
Our Loan Officer Test Study Guide will help you accomplish these things:
- It will help you prepare for the Loan Officer Examination in the shortest time possible by letting
you understand the concepts in a clear and readily-understandable manner. The wording of the
loan officer's exam can be tricky at times but our manual will make complicated theory simpler
to understand so that you will still answer the question no matter how it is presented.
- You will get a comprehensive discussion of the most important concepts that will be included
in the exam, including test taking strategies and financial accounting, business and insurance
- It will help you pass the exam-provided that you use the guide. You get to understand how to
answer questions on credit, lending, mortgage and risk factors, among others.
Once you have passed the Loan Officer Examination, you will become legally-certified to embark on
a new career as a licensed mortgage loan officer in your state and in other states. You can grow your
client base and through sheer determination, drive and hard work, you get the chance to earn for
yourself a stellar reputation which will translate to a better earning capacity for you and your family.
In a nutshell, passing the Loan Officer exam changes your life-for the better.
When you pass the test, you get the chance to put your entrepreneurial skills in an exciting and
relatively competitive segment of the real estate market. And because you have chosen the career
of a loan officer, you get to do what you love to do best-guide clients through the loan application
process, determine their credit-worthiness and together with the financial institution's managers, grant
or deny the loan application. You make a valuable difference in the lives of people and institutions who
are seeking out a loan application for a special project they may have-like buying a house, building
company headquarters or getting capital for a business venture. You are able to interact with clients and
You get to do a lot of field work, especially if you're a commercial or mortgage loan officer, as you visit
homes or offices to help clients complete loan applications. Some travel is even involved when you have
to prepare a commercial loan agreement in other cities.
The most fulfilling part of the job is not really the monetary aspect-although the rewards are substantial in this field-but the chance to become an instrumental part in the financial stability of
the nation. You need to be able to determine beforehand if a particular client is truthful in his or her
declaration about his or her financial ability to pay off the loan. Otherwise, you risk negatively making an
impact on the financial life of the nation. Your job impacts lives-and you want to make sure that you'll
make a positive one.
We at Internet Training Products, Inc. spend money and time for our study guides.
We work with top industry experts to give you accurate, effective and updated reviewers that are
practical and easy to use. You are assured that your Loan Officer Exam Study Guide is a quality product
that has all the information you need to pass such a difficult exam.
Don't let the chance of a better career and a more secure future pass you by. Get our no-risk Loan
Officer Exam Study Guide in digital form for only $9.95 today! Add $14.95 for shipping and handling
and we get the physical product shipped to your address as soon as the order is confirmed.
Check it out and if you think it won't help you pass the test, just return it to us in 30 days and we will
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Click on the order form below and receive your Loan Officer Exam Study Guide, Special Software
and your Resource Kit that includes Business Calculators, Ready-Made Business Forms and Sample
Your future starts right now. Every second you hesitate is an opportunity wasted. Order your Loan
Officer Test Study Guide now and learn the secrets of passing today!